Information and insight for real estate investors. Friday, November 19, 2010. Bay Area Mortgage Defaults Holding Steady at High Levels. Bay Area mortgage default rates have fallen from the peak levels recorded in 2009, but seem to have stabilized at relatively high levels. The recent stability in default activity is at least partially due to forbearance on the part of lenders, who have been under political pressure to help homeowners avoid foreclosure. Monday, November 15, 2010.

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